Your customers. Their credit. Every payment.
SawaFone keeps a record for each customer, so you know who owes you, how much and since when. No notebook to lose.

Which customer still owes me? Ah yes… Jean, 20,000 RWF.
Keep track of credit, payments and balances.
Made for the way you work
If people pay you later, or pay you every month, SawaFone keeps it straight.
Shops and market traders
Customer credit, part payments and what’s still due.
Landlords
Rent for each tenant as an agreement, with a reminder every month.
Service providers
Tailors, mechanics, salons: deposits, balances and pick-up dates.
Groups and committees
Ikimina, church and school groups: collections and pledges.
How it works
Add a customer
Pick someone from your contacts, or add a person without a phone.
Record what happened
“You’ll get” when they take goods on credit. Record a payment when they pay, by cash, MoMo or Airtel Money.
Follow up
Share a statement, or set a reminder for the day they promised to pay.
A statement your customer understands.
Every record has a date and a note. Records are never changed, only corrected, so you and your customer see the same history.
- Share as a picture or text, in WhatsApp or SMS
- Corrections show as their own line
- Lock the money pages with your phone’s screen lock
Jean · statement
ExampleWhat you get
Free while we test. Business prices will be announced before launch.
- Available now
Customer credit records
Per customer, with balances
- Available now
Statements
Share in WhatsApp or SMS
- Available now
Agreements
Rent, school fees, monthly dues
- Available now
Collections and pledges
For groups and events
- Available now
Ledger lock
Your screen lock protects money pages
- Coming later
Payments recorded for you
MoMo and Airtel Money messages become records

